Your capital is at risk: you may get back less than you put in. Instant access is not guaranteed. And remember, past performance is not a reliable indicator of future results.
INVEST IN YOUR FUTURE TODAY
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Our mission is to simplify international investment
We are a London-based peer-to-peer lending platform. We welcome international investors.
You can now create your tailor-made investment portfolio, while we do all the hard work behind the scenes.
Classic account
Invest as much as you choose in your ShareCredit account.
The minimum is £/$/€10.
No minimum investment required on secondary market.
ISA account
We now offer ShareCredit Innovative Finance ISA.
You can earn tax-free interest on your investments.
Invest up to £20,000 in tax year 2018/2019.
Our statistics*
All
USD
GBP
Weighted-average annualised return
Weighted-average loan term
Amount funded
Overdue rate
Default rate
Turnover rate
*Our statistics contains the historical figures on our performance from 01/01/2016 to 01/01/2018. To calculate the weighted-average annualised return, weighted-average loan term and amount funded for all products, spot exchange rate on loan valid date was used to convert USD loan amount to its equivalent GBP loan amount.
Get a loan
Whether you are expanding your UK property portfolio or business, our dedicated account managers are here to help.
UK and non-UK residents, sole traders and companies registered in UK and EU are eligible.
How it works
Invest
Invest as much as £/$/€10, there is no maximum investment.
No investment fees will be charged.
Start investing from £/$10 on primary market, or as much as you prefer for resales.
Receive monthly repayments
You may receive monthly repayments on your investments.**
Choose to reinvest or withdraw to your bank account at anytime.
Our ISA-eligible products allow you to earn returns tax-free.
Sell
Should you wish to sell your investment, you can do so on our secondary market.**
You will not be charged any selling fees.
Alternatively, you can exit your investment at the end of the loan term.
*Repayments and demand on secondary market cannot be guaranteed.
What our customers say about us ...
"I am sincerely grateful for ShareCredit’s support. The team is a pleasure to work with. The service is trustworthy and well planned." Read more...
"I am sincerely grateful for ShareCredit’s support. The team is a pleasure to work with. The service is trustworthy and well planned.
This is when I stumbled upon ShareCredit and made a tentative application. To my utmost delight my applications were approved. Under the expert and diligent guidance of the team, I was soon able to purchase the properties. The tenants of one of the properties even moved in on the completion day. I could have not wished for a smoother outcome.
A year passed and I got a re-mortgage through a high street bank. I then repaid my ShareCredit loans early, without being charged any penalty fees, one of the many benefits of using ShareCredit.
"Thanks to ShareCredit I was able to start my own UK property portfolio."
William
ShareCredit Borrower
"I am a fairly experienced P2P investor, I have used other platforms. I have been investing with ShareCredit for the past 2 years and my experience has been overwhelmingly positive." Read more...
"I am a fairly experienced P2P investor, I have used other lending platforms. I have been investing with ShareCredit for the past 2 years and my experience has been overwhelmingly positive.
The risk management system is sound and the platform is very transparent. In the past 2 years, my ShareCredit portfolio has not defaulted once. All information necessary to make an informed business decision is disclosed.
Furthermore, I reinvest my interest on the Resale market every month because there are no hidden costs. This results in even higher compound returns. The returns I have received have been higher than on other p2p platforms I have used.
As an early adopter, I have seen ShareCredit get stronger and stronger with time and this is clearly reflected in my investment portfolio.
I would like to thank ShareCredit for the hard work and great opportunities."
Biao
ShareCredit Investor
Managing risk
*Even though all products have passed our assessment criteria, this is not an endorsement of the product and if you are unsure whether you should invest, please seek independent advice.
Join our affiliate scheme
Refer friends and family to always receive 0.1% per year on all their investments, paid straight into your ShareCredit account.
They will receive an additional 0.25% per year on their first investments
We also offer Introducer programme, please contact us for more details.
An email with your referral code has been sent to your invitee.
Please log in before referring a friend.
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