How it works

Investment & financing made simple

At ShareCredit, we are dedicated to make investing and financing simpler by connecting borrowers and investors through our online platform. We carefully screen borrowers and investors, facilitate transactions and service loans.

Our goal is to make lending quicker and more transparent when compared to traditional methods, giving all parties involved more control and certainty over their finances.

investors

Create account

Select your account purpose and choose the type of account you want to open.

Fund account

To fund your account, you must pass our identity check. You can fund your account via UK debit card or bank transfer.

Invest

To invest, you must pass our short investment assessment. You choose the loan to invest and earn interest pro rata to your investment.

Receive monthly repayments

You may receive monthly repayments on your investment. You can reinvest to diversify your portfolio or withdraw funds at any time.

Sell

You can exit your investment early by listing it on our secondary market (provided that a buyer is found). Otherwise, exit at the end of the loan term.

Borrowers

Create account

Select your account purpose and choose the type of account you want to open.

Apply for loan

To apply for loan, you must pass our identity check. Submit your application online and a member of our team will get in contact with you shortly.

Receive funding and make monthly repayments

Making repayments on time is important. Your dedicated account manager will be happy to help if you have any questions.

Flexible repayment options without penalties

You can make early repayments subject to your offer letter and our Terms and Conditions.